Tag: ROTH IRA
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THE TRADITIONAL VS. ROTH DECISION: ARE YOU ADVISING YOUR CLIENTS OF THE UNCERTAINTIES
Are you properly alerting your clients to all the uncertainties that are present regarding the traditional vs. Roth (and Roth conversion) decisions? Will Roth IRAs Be Ended by Congress At Some Future Time? On the benefits of Roth IRA conversions in early retirement years Where will your clients reside in retirement? (state and local income…
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SECURE ACT 2.0: Using 529 Accounts to Fund Roth IRAs
Let’s face it. Most of the funding of 529 accounts comes from higher-net-income parents, and/or wealthy grandparents. One of the problems with 529 accounts is that – if the money is not utilized for college (for example, the beneficiary does not attend college, or receives a good scholarship) – then alternative uses for the 529…