Category: Uncategorized
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A Strong November & December Raise Equity Asset Class Valuations Significantly: A Look at Future 10-Year Expected Returns
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The Decision to Have Children: A Financial Decision, but Other Factors Revealed During An In-Class Discussion
There are three very large financial decisions in life, in terms of the level of expenditures undertaken over the course of one’s lifetime: Each of these decisions involves hundreds of thousands of dollars over the course of one’s lifetime. Other than one’s choice of career(s), these may be the most impactful decisions in terms of…
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Q&A with Ron Rhoades of Scholar Financial, LLC
Which of Your Varied Activities Do You Enjoy Most? I believe, like most people, that making a positive impact on the lives of others can bring great joy, happiness, and a sense of fulfillment. For my financial advisory clients, assisting them to navigate this increasingly complex financial world brings forth some clarity for them –…
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Will Factor-Based Investment Strategies Outperform Over the Next 10 Years?
A client recently inquired about stock market valuation levels, expected and historical returns. The questions posed (as restated by me, for clarity purposes) were: (1) After the surge in valuations of U.S. technology stocks in the first six months of this year, are there currently “dangers” lurking in the stock market? (2) What are the…
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Fiduciary Papers #9: 401(k), Non-Governmental 403(b) Plan Sponsors: Risks from Class Action Claims for Unreasonable Fees
THE IMPACT OF HUGHES V. NORTHWESTERN In early 2022, the U.S. Supreme Court considered a class action lawsuit that was brought against Northwestern University’s retirement plan, which was subject to ERISA’s requirements. The U.S. Supreme Court’s decision addressed the threshold for plaintiffs to get past the “Motion to Dismiss” stage of such litigation when the…